J.P. Capital Management is an independent registered investment advisor founded in 2005 and based in Eugene, Oregon. Led by Chartered Financial Analyst Jason E. Polansky, the firm specializes in portfolio management, active trading strategies, and basic financial consulting. J.P. Capital Management operates as a fee-only firm, meaning they are compensated solely by client fees and do not sell insurance or other financial products, nor do they accept commissions or referral fees. The firm offers several account types tailored to different investment strategies, including traditional balanced portfolios, simpler allocation portfolios, long-only trading accounts, and performance-based active trading accounts for qualified clients. In addition to investment management, J.P. Capital Management provides basic financial consulting on topics such as cash flow management, budgeting, retirement planning, and major life events. Clients' funds are held at independent custodians such as Charles Schwab or Interactive Brokers, and the firm generally manages accounts on a discretionary basis, meaning they execute trades without needing prior approval for each specific transaction.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 0.50% |
| $250K - $1.0M | 0.50% |
| $1M+ | 0.50% |
Schedule represents Traditional Balanced Accounts. Other strategies include Allocation Accounts at 0.50% flat and Trading Long-Only Accounts at 1.50% flat. Trading accounts charge a 16% to 20% performance fee on new net profits for qualified clients.