American Financial Planning provides comprehensive financial planning, investment management, and pension consulting services. Founded in 2006 and based in Roanoke, Virginia, the firm assists individuals, high net worth individuals, and businesses. American Financial Planning focuses on a holistic approach starting with a detailed financial plan covering assets, liabilities, cash flow, investments, retirement, and estate planning. The firm also offers tax preparation services and can screen investments to align with client values and beliefs. Portfolios are managed on a discretionary basis primarily using diversified index investments.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.35% |
| $250K - $500K | 1.25% |
| $500K - $1.0M | 1.15% |
| $1.0M - $2.5M | 1.00% |
| $2.5M - $5.0M | 0.90% |
| $5M+ | 0.90% |
Fees are negotiable for accounts over $5,000,000. There is a minimum annual asset management fee of $1,350.