Spectrum Wealth Management is a registered investment advisor based in Colorado that offers ongoing investment portfolio management and financial planning services. Founded by Lawrence R. Buchholz, II, the firm builds diversified portfolios using modern portfolio theory, primarily utilizing mutual funds, exchange-traded funds, stocks, and bonds. Spectrum works with individuals, families, businesses, trusts, and retirement plans. Clients can choose to grant the firm authority to make trades on their behalf without asking first, or they can retain approval over all transactions. In addition to direct portfolio management, Spectrum can recommend and monitor third-party investment managers and provide fiduciary advisory services to qualified retirement plans. Financial planning engagements cover a comprehensive evaluation of an investor's current and future financial state, addressing areas such as retirement, tax strategies, estate planning, education funding, and risk management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.50% |
| $1.0M - $4.0M | 0.40% |
| $4M+ | 0.25% |
Fees may be negotiated on a client-to-client basis depending on the size, complexity, and nature of the portfolio. Related client accounts may be grouped together for household totals.