Janis Financial, LLC provides personalized financial planning and investment management services to individuals, trusts, estates, charitable organizations, and small businesses. Founded in 2007, Janis Financial offers holistic guidance encompassing cash flow management, retirement planning, tax planning, insurance reviews, education funding, and estate planning. The firm operates on a fee-only basis, meaning it does not accept commissions for selling financial products or securities, ensuring advice remains objective. Janis Financial utilizes a strategic asset allocation approach, constructing globally diversified portfolios primarily using no-load or low-load mutual funds, exchange-traded funds, individual stocks, and bonds. Client portfolios are managed on a non-discretionary basis, meaning Janis Financial consults with the client and obtains approval prior to executing any trades. The firm emphasizes a core-and-satellite investment strategy, balancing passive index investments with active management to navigate various market conditions while focusing on short-term capital preservation and long-term asset growth.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 1.00% |
| $5.0M - $10.0M | 0.75% |
| $10.0M - $15.0M | 0.50% |
| $15M+ | 0.25% |
Fees and the $1,000 minimum annual fee are negotiable. Current client relationships may have higher or lower rates.