Senior Advisory Group (SAG) offers personalized financial planning and investment management, primarily to individuals and high-net-worth individuals. SAG uses third-party money managers to manage client accounts. Services include determining financial objectives, identifying financial problems, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. SAG receives referral fees from the third-party managers.
Fee Structure
Senior Advisory Group does not directly manage client assets. Instead, they recommend third-party money managers, such as Gradient Investments, LLC. If you use Gradient Investments, you'll pay a percentage of your portfolio annually. For example, a Strategic Portfolio has a 2.00% annual fee, which is split between Gradient Investments (1.00%) and Senior Advisory Group (1.00%). Other portfolio types have different fee structures. These fees are negotiable and assessed quarterly. Senior Advisory Group receives a portion of the advisory fee paid to the third-party money manager.