T.C. Schwab Financial Planning is an independent registered investment advisor located in Santa Fe, New Mexico, operating on a strictly hourly, fee-only basis. Founded in 2007 by Thomas C. Schwab, the firm provides comprehensive financial planning and investment advice to individuals, families, trusts, and estates. T.C. Schwab Financial Planning does not manage, custody, or have trading authority over client assets, meaning clients maintain full control of their accounts and execute their own trades using discount brokerages. The firm specializes in long-term financial planning, including retirement planning, tax strategies, estate planning, risk management, and asset allocation. Because the firm charges solely by the hour and does not accept commissions or percentage-based fees, it operates under a fiduciary standard of care, legally bound to act in each client's best interest.
Fee Structure
- Hourly consultations and financial planning — $275 per hour plus New Mexico gross receipts tax, covering meetings, phone calls, email correspondence, research, analysis, and the preparation of financial advice.