Vision Financial Services offers investment management services, either directly or through third-party managers. VFS works with clients to determine their investment goals and risk tolerance, then creates investment strategies to reflect those goals. VFS may recommend third-party managers and receives referral fees from them. Gregory Johnson, the owner, also works as an insurance agent and may recommend insurance products, creating a conflict of interest.
Fee Structure
Vision Financial Services offers two types of investment management: actively managed and passively managed. The annual fee is negotiable and billed quarterly.
For accounts managed by a third-party manager, CreativeOne Wealth, VFS receives a portion of the management fee. The total annual fee is 1.55% for ETF portfolios and 1.75% for portfolios over $10,000,000.