Aikapa is a wealth planning and management firm founded in 2007 by Edi Alvarez. The firm offers comprehensive financial planning, investment management, wealth coaching, and retirement plan consulting for individuals, families, and small business owners. Aikapa operates primarily through two service plans: the Managed Plan, which integrates ongoing financial planning and investment management, and the Guided Plan, where clients receive advice and implement their own investment portfolios. The firm emphasizes long-term client relationships and focuses on integrating financial habits, tax planning, cash flow management, and investment strategy into clients' lives. Aikapa acts as a registered investment advisor legally required to act in your best interest, and uses low-cost mutual funds and exchange-traded funds to build diversified portfolios.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.00% |
| $500K - $1.0M | 0.80% |
| $1.0M - $2.0M | 0.70% |
| $2.0M - $5.0M | 0.60% |
| $5M+ | 0.30% |
Fees are based on year-end portfolio balances rather than quarterly balances. Minimum annual fee applies ($9,800 for the first year, $7,200 for subsequent years, and $9,000 during retirement years).