The Personal Wealth Coach is a registered investment advisor based in Salado, Texas, offering investment portfolio design and management for individuals, families, trusts, pensions, and foundations. The firm relies heavily on Modern Portfolio Theory, focusing on asset allocation across multiple asset classes—primarily utilizing no-load mutual funds and exchange-traded funds rather than individual stocks or bonds. While investment management is their core service, the firm also provides general personal financial planning, tax-advantaged withdrawal strategies for retirement accounts, and business planning advice upon request. The Personal Wealth Coach operates as a fiduciary, legally required to act in your best interest, and charges management fees based on a percentage of assets under management. The firm typically requires a minimum initial portfolio size of $1,000,000, though this minimum is frequently waived for family members of existing clients.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.30% |
| $500K - $1.0M | 1.25% |
| $1.0M - $5.0M | 1.10% |
| $5.0M - $10.0M | 1.00% |
| $10M+ | 0.50% |
Fees are negotiable. The firm may also charge a minimum annual retainer fee.