Peak American Investment Advisors offers customized portfolio management and wealth planning services for individuals and high net worth clients. The firm designs custom investment portfolios based on each client's specific goals, risk tolerance, and financial situation, utilizing a mix of individual stocks, bonds, options, exchange-traded funds, and mutual funds. In addition to investment management, Peak American Investment Advisors integrates retirement tax strategies, insurance coordination, retirement income solutions, and estate planning into a cohesive financial plan. Clients receive a written financial plan covering asset allocation, retirement projections, cash flow, and insurance needs. While the firm handles investments on a discretionary basis, clients retain control over their financial goals and restrictions. Peak American Investment Advisors also provides standalone financial planning for a fixed fee, and its representatives may act as licensed insurance agents to offer insurance products where appropriate.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.45% |
| $250K - $500K | 1.25% |
| $500K - $1.0M | 1.20% |
| $1.0M - $1.5M | 1.00% |
| $1.5M - $3.0M | 0.90% |
| $3M+ | 0.85% |
Fees are calculated based on average daily market value, paid monthly in arrears, and are negotiable.