Decision Investments is a registered investment advisor based in San Diego, California, founded in 2007. The firm provides discretionary investment management and financial planning services tailored to individual client goals, risk tolerances, and life stages. Decision Investments employs a tactical asset allocation strategy using fundamental and technical analysis, actively adjusting market exposure across equities, corporate debt, exchange-traded funds, mutual funds, and structured notes to navigate favorable and unfavorable market conditions. In addition to personal wealth management, Decision Investments offers retirement plan consulting for employer-sponsored plans and standalone financial consulting on topics such as college funding, estate planning, tax strategies, and executive services. Client assets are held by an independent qualified custodian, Charles Schwab & Co.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 2.00% |
| $100K - $500K | 1.50% |
| $500K - $1.0M | 1.25% |
| $1.0M - $2.0M | 1.00% |
| $2M+ | 1.00% |
Accounts under $100K pay a $1,500 flat annual fee (not to exceed 2%). Fees for accounts over $2,000,000 are negotiable.