Financial Strategies for Today and Tomorrow Wealth Management Group offers financial planning, consulting, and investment management services for individuals and high net worth individuals. The firm utilizes third-party money managers, such as Gradient Investments and AssetMark, to handle client portfolios while acting as the liaison between the client and the third-party manager. Financial planning covers a thorough review of topics including wills, estate plans, trusts, investments, taxes, and insurance. The firm operates on a fee-based model and does not sell commissioned products directly, although the firm's president maintains an affiliated insurance business. Financial Strategies for Today and Tomorrow Wealth Management Group does not take discretionary authority over client accounts, meaning trades are executed by third-party managers or custodians.
Fee Structure
Financial Strategies for Today and Tomorrow Wealth Management Group partners with third-party money managers who charge a percentage of your portfolio. Total annual fees vary depending on the chosen strategy:
- Gradient Investments Portfolios — Total annual fees range from 1.00% to 2.15% of your portfolio, which includes a 0.60% to 1.00% fee for Financial Strategies for Today and Tomorrow Wealth Management Group plus the third-party manager's fee. Client-directed accounts are charged a flat $300 fee.
- AssetMark Portfolios — Total fees include a negotiated advisory fee of up to 1.00% for Financial Strategies for Today and Tomorrow Wealth Management Group, plus portfolio strategy fees and platform fees charged by AssetMark.
Management fees are typically assessed quarterly in arrears based on the value of your portfolio.