ALTUS Wealth Solutions is a registered investment advisor founded in 2007 that operates virtually to provide personalized financial planning, investment management, and business consulting services. ALTUS Wealth Solutions helps individuals, families, small business owners, and retirement plans by developing custom financial strategies, managing investment portfolios using passive exchange-traded fund strategies or tactical asset allocation, and offering business coaching. The firm emphasizes a holistic approach that covers cash flow management, tax planning, insurance reviews, retirement planning, and estate planning. While ALTUS Wealth Solutions primarily operates on a fee-only basis for advisory services, the firm also sells insurance and annuities which can generate commissions. Investment advice is provided with the client making the final decisions on investment selection, and ALTUS Wealth Solutions holds discretionary trading authority under a limited power of attorney for clients who choose portfolio management. Other professionals, such as lawyers and accountants, can be engaged directly by clients on an as-needed basis.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.75% |
Annual rates range from 0.25% to 0.75% depending on variables including total number of accounts, average account value, total assets managed, and management style.