Lifetime Wealth Management offers personalized financial planning and investment management services. This includes helping clients with financial goals, cash flow, tax planning, insurance, education funding, retirement, and estate planning. They provide investment advice with discretionary or non-discretionary authority. The firm may recommend various investments, including mutual funds, ETFs, stocks, bonds, and alternative investments. They do not act as a custodian of client assets.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.5M | 1.00% |
| $2.5M - $5.0M | 0.80% |
| $5M+ | 0.65% |
Some client contracts may reflect a higher/lower management fee that was agreed upon prior to the existing fee schedule and prior to the account minimums being set at $1,000,000 and/or a minimum net worth of 2 million. The firm also offers a performance-based fee arrangement for certain accounts with a minimum base advisory fee of 1% per year plus 10% of the gains exceeding a 7% hurdle rate.