Red Lighthouse Investment Management, LLC is a registered investment advisor located in Hillsdale, New York. Founded in 2007, the firm specializes in structured portfolio management with a strong emphasis on asset allocation and passive investing. Red Lighthouse primarily builds diversified portfolios using low-fee, tax-efficient index mutual funds, particularly those from Dimensional Fund Advisors, following the principles of Modern Portfolio Theory. The firm customizes each portfolio to match the client's unique risk tolerance, financial objectives, and requirements, and maintains a disciplined approach to periodic rebalancing. Red Lighthouse manages over $600 million in assets and serves various clients, including individuals, corporations, foundations, endowments, pension plans, and trusts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $3.0M | 0.70% |
| $3.0M - $4.0M | 0.50% |
| $4.0M - $5.0M | 0.50% |
| $5M+ | 0.50% |
Fees for amounts over $5 million are negotiable.