American Community Wealth Management (ACWM) offers investment advice and financial planning to individuals, high-net-worth individuals, business owners, corporations, charities, and retirement plans. ACWM provides ongoing investment advisory services, helping clients set and monitor investment objectives, risk tolerance, and asset allocation. ACWM offers financial plans covering personal finance, insurance, estate planning, tax, retirement, investments, education, and business planning. Seminars and educational services are also provided.
Fee Structure
ACWM offers investment management through various strategies and account structures, including:
- Ladenburg Thalmann Asset Management (LTAM): Offers portfolios based on risk and investment style, composed of mutual funds or exchange-traded funds (ETFs).
- Fidelity Managed Account Exchange (FMAX): Provides access to multiple money managers using individual securities, mutual funds, and ETFs. Account structures include Strategists Portfolios, Separately Managed Accounts, and Unified Managed Accounts (UMA).
- Separate Account Network (SAN): Separately managed accounts using individual securities.
- Advisor Managed Portfolios (AMP): Customized accounts managed by ACWM, composed of individual securities, mutual funds, ETFs, and cash equivalents.
Fees vary depending on the program and are based on a percentage of assets under management. These fees do not include charges imposed by third parties for investments held in the account, such as mutual fund fees.