Lighthouse Retirement provides continuous investment management services on a discretionary basis to individuals, high net worth individuals, charitable organizations, foundations, endowments, and corporations or small businesses. Operating as Martin D. Parlato & Associates, Inc., the firm focuses on building customized investment portfolios using fundamental, quantitative, and technical analysis. Investment strategies often involve a concentrated portfolio approach, meaning investments are placed in a limited number of holdings or sectors, which can increase volatility and risk. In addition to managing individual stocks, bonds, exchange-traded funds, mutual funds, and cash equivalents, Lighthouse Retirement can utilize margin, options, and leveraged or inverse exchange-traded funds when deemed appropriate. The firm also assists clients by selecting and monitoring third-party investment managers and platforms, such as Envestnet and Charles Schwab programs, and provides ongoing management for certain variable annuities and insurance products.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Fees are fixed per client up to 2.00% of the value of your portfolio, subject to a minimum quarterly fee of $250. Accounts with under $500,000 in assets are typically subject to a $1,000 annual minimum fee if calculated fees are lower.