Retire Smart Consulting provides investment management and financial planning services for individuals, pension and profit-sharing plans, business entities, trusts, and charitable organizations. Before managing investments, Retire Smart Consulting requires a customized Investment Policy Statement to outline capital needs, objectives, and risk tolerance. The firm manages investment portfolios on both discretionary and non-discretionary bases, meaning they can make trades on your behalf or ask for your approval first. In addition to portfolio management, Retire Smart Consulting offers comprehensive financial planning covering retirement, tax strategies, and other financial needs, as well as hourly consulting for specific questions. The firm specializes in working with clients who have significant investable assets and prefer a personalized approach to growing and protecting their wealth.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.80% |
| $1.0M - $2.0M | 0.60% |
| $2.0M - $5.0M | 0.40% |
| $5.0M - $10.0M | 0.25% |
| $10.0M - $20.0M | 0.20% |
| $20.0M - $40.0M | 0.15% |
| $40M+ | 0.10% |
Accounts under $1,000,000 may be charged an annual fee of 1.00% or a minimum quarterly fee of $2,000. Fees are negotiable based on anticipated future asset growth and account composition.