Cela Wealth Management is an investment advisory firm based in Miami, Florida, offering personalized portfolio management, financial planning, and advisory services to individuals, trusts, foundations, and small businesses. The firm builds globally diversified portfolios using a strategic asset allocation approach, primarily investing in low-fee exchange-traded funds, stocks, and bonds. Cela Wealth Management operates with a legally required commitment to act in clients' best interests and charges fees based on a percentage of the investments they manage or through fixed fees for planning and advisory projects. In addition to investment management, the firm provides guidance on retirement, tax strategies, insurance reviews, estate planning, education funding, and cash flow analysis. Clients with household accounts exceeding $1 million receive financial planning services at no additional charge.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $5.0M | 0.80% |
| $5M+ | 0.50% |
Fees are negotiable based on the advisor, client type, portfolio complexity, and asset composition. Financial planning is included at no extra charge for accounts over $1 million.