Strategent Financial is a registered investment advisor founded in 2008 and based in Harrisonburg, Virginia. The firm primarily provides comprehensive wealth management services to individuals and families, combining portfolio management and financial consulting on topics such as tax efficiency, charitable gifting, estate planning, college planning, and risk management. Strategent Financial also provides retirement plan consulting services to employer-sponsored plans under federal retirement plan rules. The firm utilizes modern portfolio theory and strategic asset allocation, typically constructing diversified portfolios using low-cost mutual funds and exchange-traded funds. Portfolios are managed on a discretionary basis according to each client's personalized investment plan. Strategent Financial operates as a fee-only firm, meaning it does not accept commissions or sell financial products.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $3.0M | 0.80% |
| $3.0M - $4.0M | 0.70% |
| $4.0M - $5.0M | 0.60% |
| $5.0M - $6.0M | 0.40% |
| $6M+ | 0.30% |
Fees are negotiable at the firm's discretion. Cash and cash equivalents are included in asset calculations. Minimum annual fee of $10,000 applies.