Demers Financial Planning is a registered investment advisor owned and operated by Maureen M. Demers, a Certified Financial Planner. The firm offers personalized financial planning, wealth management, and portfolio management services to individuals, families, and small businesses. Wealth management services combine ongoing financial planning and portfolio implementation, often utilizing third-party asset managers. The firm takes a holistic approach, helping clients with retirement planning, tax strategies, cash flow management, estate planning, and investment reviews. Demers Financial Planning operates on a fee-only basis, meaning the firm is compensated solely through direct client fees and does not earn commissions on financial products or insurance sales. The firm is legally required to act in your best interest as a fiduciary.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $3.0M | 0.60% |
| $3M+ | 0.30% |
Wealth management services have a minimum annual fee of $10,000. Portfolio management has no minimum fee. Fees may be negotiated at the advisor's sole discretion.