Guidance Point Advisors (GPA) offers investment management, financial planning, and retirement income planning services. GPA manages portfolios based on individual client goals and risk tolerance, using diversification and asset allocation strategies. GPA also offers access to asset management programs through Envestnet and sub-advisory services through Vanguard Personalized Indexing Management. Financial planning services cover investment planning, insurance, tax concerns, retirement planning, and college planning. These services are included for asset management clients or can be contracted separately for a fixed or hourly fee.
Fee Structure
Guidance Point Advisors (GPA) offers investment management services for a fee, which is negotiable and typically ranges from 0.50% to 1.50% annually. The fee is based on the amount of assets managed, the client's existing fee structure, the number of services used, and the products selected. Fees are billed quarterly. GPA also offers asset management through Envestnet and Vanguard Personalized Indexing Management, which have their own fee structures. Clients will see two separate fee deductions from their accounts at the end of each quarter, one for the Vanguard Personalized Indexing Management service fee and one for GPA's fees.