Gibson Capital is a registered investment advisor based in Wexford, Pennsylvania, founded in 1989. The firm specializes in ongoing investment management built on a strategic asset allocation approach, creating customized portfolios without the use of model portfolios or proprietary products. Gibson Capital collaborates closely with clients to develop a formal Investment Policy Statement that guides portfolio construction and risk management. The firm primarily utilizes no-load mutual funds, exchange-traded funds, and separate account managers to diversify client portfolios broadly across major asset classes. In addition to serving individuals and families, Gibson Capital works with foundations, trusts, estates, and retirement plans. The firm operates as a fee-only advisor, meaning they are compensated solely by client fees and do not receive commissions or third-party payments, thereby eliminating many common conflicts of interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $4.0M | 0.70% |
| $4.0M - $8.0M | 0.50% |
| $8.0M - $12.0M | 0.30% |
| $12M+ | 0.20% |
Separate eleemosynary fee schedule applies to applicable charitable accounts (0.7% on first $4M, 0.5% on next $4M, 0.1% on excess over $8M). Family relationships may be aggregated for billing purposes.