D. A. Flowers & Company, LLC is a registered investment advisor founded in 2008 and based in Berkeley, California. The firm offers two main services: personal financial planning and investment management. Clients can use these services separately or combined into an ongoing, integrated wealth management relationship. D. A. Flowers & Company uses Modern Portfolio Theory to build diversified, low-cost, and tax-efficient portfolios tailored to each client's specific goals, time horizon, and risk tolerance. Portfolios may include individual stocks, mutual funds, exchange-traded funds, and bonds. The firm operates on a fee-only basis, meaning compensation comes exclusively from direct client fees rather than commissions or third-party product sales, helping to minimize conflicts of interest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.50% |
| $5M+ | 0.25% |
Fees may be negotiable under certain conditions. Standalone investment management has a $3,500 minimum annual fee.