Illumination Wealth Management provides personalized financial planning and investment portfolio management to individuals, high-net-worth families, trusts, and businesses. The firm focuses on aligning financial strategies with personal life goals and values. Their core offering, Financial Life Management, combines ongoing financial planning—covering income and tax strategies, retirement, debt management, education funding, estate planning, and insurance analysis—with professional portfolio management. Clients can also choose standalone investment management or pension consulting services. Illumination Wealth Management utilizes long-term strategic and tactical asset allocations, investing primarily in mutual funds, exchange-traded funds, individual equities, fixed income securities, and private placements. The firm operates as a registered investment advisor with a team of Certified Financial Planners based in San Diego, California.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | Included |
| $100K - $250K | 1.50% |
| $250K - $500K | 1.35% |
| $500K - $1000K | 1.20% |
| $1.0M - $3.0M | 1.00% |
| $3M+ | 0.90% |
Accounts under $100,000 are subject to a $1,500 minimum annual fee. Fees are negotiable.