Sipherd Wealth Management offers investment advisory services by acting as a co-advisor alongside a third-party investment manager, Symmetry Partners. Sipherd Wealth Management handles initial portfolio reviews, risk tolerance assessments, asset allocation strategies, and ongoing client check-ins, while Symmetry Partners manages day-to-day portfolio design, economic analysis, and trading. In addition to investment management, Sipherd Wealth Management provides financial planning covering retirement, taxes, charitable giving, and estate planning. The firm also offers fixed-fee financial planning for clients who do not yet meet the minimum investment requirement. Sipherd Wealth Management is affiliated with an accounting firm, Sipherd & Associates, which provides tax preparation and planning services, offering credits toward tax services based on the client's asset size.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.40% |
| $1.0M - $3.0M | 1.35% |
| $3M+ | 1.30% |
Total fee includes a 1.00% advisor fee charged by Sipherd Wealth Management and a sub-advisor fee charged by Symmetry Partners (0.40% on the first $1M, 0.35% on the next $2M, and 0.30% thereafter). Fees may be negotiable.