Sipherd Wealth Management (SWM) offers investment advisory services by directing clients to a third-party investment advisor, Symmetry Partners (SP), acting as a co-advisor. SWM assesses client needs, develops asset allocation strategies, monitors performance, and updates client information. SP manages investments with discretionary authority. SWM also provides financial planning services, including investment, retirement, tax, charitable, and estate planning. Clients can terminate agreements with written notice.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.40% |
| $1.0M - $3.0M | 1.35% |
| $3M+ | 1.30% |
Sipherd Wealth Management's fee is 1.00% on all tiers. Symmetry Partners' fee is tiered (0.40%, 0.35%, 0.30%). Fees may be negotiable. Discounts may be offered to family members, employees, and friends of associated persons of the firm.