Laurence Financial Planning is a registered investment advisor based in Danvers, Massachusetts, offering comprehensive financial planning, investment management, and project-based financial planning to individuals and trusts. Founded in 2009, the firm uses a long-term investment strategy grounded in Modern Portfolio Theory, focusing on globally diversified portfolios primarily through low-cost mutual funds and exchange-traded funds. The firm operates as a fee-only practice, meaning it does not sell commissioned products or receive referral fees, and acts legally to put client interests first. Services cover cash flow management, tax strategies, retirement planning, estate planning, and risk management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $200K | 0.75% |
| $200K - $700K | 0.60% |
| $700K - $1.2M | 0.50% |
| $1.2M+ | 0.40% |
Fees are subject to negotiation at the firm's discretion.