Arbor Financial Services, LLC is a registered investment advisor based in Downers Grove, Illinois, providing discretionary investment management and financial planning services primarily to individuals, high net worth individuals, trusts, and estates. Founded in 2009, the firm manages client portfolios using various investment strategies, including fundamental, technical, and charting analysis, alongside modern portfolio theory. Arbor Financial Services offers its services on both a bundled wrap fee basis—which includes trade execution, custody, reporting, and management for a single fee—and a non-wrap fee basis. In addition to portfolio management, the firm offers broad-based and consultative financial planning, covering areas such as estate planning, insurance planning, and asset allocation. Arbor Financial Services emphasizes a personalized approach, tailoring investment portfolios to each client's specific financial goals, time horizon, and risk tolerance.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 3.00% |
| $500K - $1.0M | 2.50% |
| $1.0M - $2.0M | 2.00% |
| $2M+ | 1.60% |
Rates shown are for Equity and Balanced models under the wrap fee program. Other models (Fixed Income and Mutual Fund Allocation) and non-wrap fee schedules are available with lower rates. Fees may be negotiable in special circumstances.