401(k) Certified Independent Investment Advisors, operating as The Retirement Readiness Institute, provides ongoing investment management and retirement plan consulting. The firm builds customized portfolios based on client goals and risk tolerance, utilizing technical analysis methods such as Point & Figure charts to guide investment decisions. In addition to managing individual portfolios, the firm offers financial planning assistance covering areas like retirement, taxes, insurance, and estate planning, alongside consulting services for employer-sponsored retirement plans. The firm is led by Craig Laurence Freedman and serves individuals as well as pension and profit-sharing plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 2.00% |
| $250K - $500K | 1.75% |
| $500K - $750K | 1.50% |
| $750K - $1.0M | 1.25% |
| $1.0M - $2.5M | 1.00% |
| $2.5M - $10.0M | 0.75% |
| $10M+ | 0.75% |
Fees for accounts over $10,000,000 are negotiable. Fees may be charged monthly or quarterly in advance or arrears.