Highsmith Financial Planning provides hourly, as-needed financial planning and investment advice to individuals. Services include income and expense planning, tax planning, insurance planning, estate planning, retirement planning, education planning, asset allocation, and investment selection. The firm gathers client information, clarifies financial details, determines needs and goals, analyzes the financial situation, and presents recommendations. Clients may re-engage as needed.
Fee Structure
Highsmith Financial Planning provides investment advice on an hourly basis at $230 per hour. The firm recommends an asset allocation and specific investments, primarily low-cost, no-load index investments. The firm recommends that portfolios be maintained by rebalancing about annually and/or making adjustments as needed.