eSmeb offers digital investment management services through its online platform, WaterfallWealth.ai. Clients can choose between pre-configured model portfolios or create their own portfolios using individual stocks or ETFs. eSmeb's system provides continuous monitoring and automatic rebalancing for managed portfolios. The firm does not provide individualized financial planning, tax, or estate advice, but offers interactive tools for self-directed exploration of these areas.
Fee Structure
eSmeb offers investment management services with fees that vary depending on the service tier. Clients pay either a monthly platform subscription fee (ranging from $29 to $499 per month) or an annual advisory fee based on a percentage of the value of your portfolio (ranging from 0.3% to 1.2% annually), but never both for the same period. If the calculated monthly portfolio management fee exceeds the platform subscription fee, the platform subscription fee is waived for that month. If the portfolio management fee is less than the platform subscription fee, the portfolio management fee is waived, and only the platform subscription fee applies.