Ithaka Financial Planning offers comprehensive financial planning and investment management as an integrated service. The registered investment advisor develops personalized financial plans covering net worth, cash flow, tax strategies, retirement forecasting, education funding, estate planning, and risk management. Ithaka manages investment portfolios on a continuous and active basis, typically utilizing low-cost index funds and exchange-traded funds based on Modern Portfolio Theory. The firm also assists clients with outside accounts such as workplace retirement plans using third-party order management systems. Ithaka operates as a fee-only firm with offices in Maryland, serving individuals, high-net-worth clients, trusts, and estates.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2M+ | 0.50% |
Fees are billed quarterly in advance. Third-party retirement accounts reviewed and analyzed are included in the asset fee. Participant account management via Pontera is charged at 0.30% quarterly.
