Financial Avenues is a registered investment advisor based in Missouri that offers personalized financial planning, investment consultation, and ongoing investment management services to individuals and families. When you work with Financial Avenues, the process typically begins with creating a comprehensive financial plan that analyzes your financial needs, goals, current holdings, investment knowledge, and risk tolerance. Financial Avenues provides advice across various areas including cash flow, retirement planning, education funding, risk management, tax strategies, and estate planning. After presenting the initial plan, clients have the option to engage Financial Avenues for ongoing investment management or follow-up financial planning. For investment management, Financial Avenues monitors portfolio holdings, conducts regular reviews, and implements rebalancing based on your objectives, operating with either authority to make trades without asking first or requiring your approval for each trade. Financial Avenues focuses on diversified portfolios using passively managed, cost-efficient index funds and exchange-traded funds. Financial Avenues does not sell investment products for commissions, participate in wrap fee programs, or charge performance-based fees.
Fee Structure
For investment management services, Financial Avenues charges a fixed fee based on the scope of the engagement. The fixed rate is determined by the hourly billing rate and an estimated total of hours required throughout the year, taking into account factors such as the complexity of your financial profile, the value of your overall portfolio, the number and types of holdings, the number of individual accounts, and whether Financial Avenues has the authority to make trades without asking first or needs your consent for each trade.