Crystal Investment Management offers financial planning and investment management services. Financial planning includes creating a personal financial plan and tracking progress toward goals. Investment management involves managing client portfolios, typically on a discretionary basis, using an asset allocation approach. Crystal invests in various securities, including mutual funds, ETFs, stocks, and bonds. The firm also offers educational workshops.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
The annual negotiable fee is up to 2.00 % of the assets under management, depending on the size, complexity of a client’s account(s), and other business considerations. Advisor also offers “qualified clients” the option of a performance-based fee arrangement as follows: Such a performance fee is negotiable and will be within 20% to 30% of the returns in excess of the hurdle rate during a year, after adjusting for any contributions or withdrawals in the account during the period.