2020 Financial Planning is a registered investment advisor founded in 2010 and led by Stacy Ployhar, located in Seattle, Washington. The firm offers comprehensive financial planning and ongoing investment management services to individuals and families. Financial planning covers areas such as investment recommendations, financial goals analysis, asset allocation target setting, cash flow analysis, and preparing a written financial plan following the standards of the Certified Financial Planner Board of Standards. Investment management services include setting up an investment policy statement, managing portfolios held at an independent broker-dealer, providing quarterly reports, and rebalancing portfolios when needed. The firm generally utilizes passively managed index funds and exchange-traded funds, drawing on modern portfolio theory and fundamental analysis. 2020 Financial Planning acts legally in its clients' best interests, operates on a fee-only basis without selling products for commissions, and does not take custody of client funds.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.75% |
| $1M+ | 0.75% |
Fees may be negotiated or modified at the sole discretion of the firm.
