Five Talents Wealth Management is a registered investment advisor based in Fairfield, California, offering personalized investment management and financial planning services. Five Talents Wealth Management helps clients identify their financial goals, risk tolerance, and investment objectives to build custom portfolios consisting of individual stocks, bonds, exchange-traded funds, and mutual funds. In addition to portfolio management, Five Talents Wealth Management provides financial planning and consulting covering retirement, estate, charitable giving, education, and business planning. The firm operates as a sole proprietorship led by Denise D. Johnson and emphasizes a non-discretionary approach, meaning clients approve transactions before they are executed.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $2.0M | 1.25% |
| $2.0M - $5.0M | 1.10% |
| $5.0M - $10.0M | 1.00% |
| $10M+ | 1.00% |
Fees are negotiable for accounts over $10,000,000 and take into account the aggregate number of portfolios under management.