Valpey Financial Services is an independent registered investment advisor located in Concord, New Hampshire, that has been in business since 2010. The firm provides personalized investment management and financial planning services tailored to each client's specific goals and risk tolerance. Valpey Financial Services focuses on strategic asset allocation, using low-cost index funds and exchange-traded funds to build diversified portfolios while avoiding market timing. Clients receive continuous account monitoring and regular reviews, with financial planning included at no additional cost for ongoing investment management clients. The firm also offers standalone financial planning services on an hourly basis for individuals and families who do not need full-time portfolio management.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 0.85% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $3.0M | 0.65% |
| $3M+ | 0.25% |
There is a minimum annual household fee of $6,000. Household accounts are aggregated to reach breakpoints. Fees are generally not negotiable.