Cypress Wealth Management is a registered investment advisor based in Memphis, Tennessee, that helps individuals, families, and business owners navigate their financial lives. Founded on principles of biblical stewardship, Cypress Wealth Management operates as a fee-only firm, meaning they do not sell commission-based products or accept kickbacks from third parties. Their primary services include comprehensive financial planning, specialized retirement transition planning, and ongoing wealth management where they oversee and guide investment portfolios. They also offer institutional investment management and retirement plan consulting for organizations. When building portfolios, Cypress Wealth Management relies on academic research, modern portfolio theory, and liability-driven investing to match a client's portfolio cash flows with their specific long-term income needs, such as funding a comfortable retirement.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 0.95% |
| $2.0M - $5.0M | 0.65% |
| $5.0M - $10.0M | 0.55% |
| $10M+ | 0.20% |
Fees are negotiable at the discretion of Cypress Wealth Management based on complexity and scope.