401k Generation offers retirement plan consulting to employer-sponsored plans, pension consulting under federal retirement plan rules, and individual investment management services. For retirement plans, 401k Generation evaluates existing plans, assists with new implementations, provides participant education, and handles fiduciary duties such as plan administration and participant notifications. For individuals and businesses, 401k Generation manages investment portfolios using equities, fixed income, mutual funds, and exchange-traded funds on a discretionary or non-discretionary basis. The firm operates under a registered business name, Winter Park Wealth Management, for individual asset management accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $3.0M | 0.70% |
| $3M+ | 0.50% |
Fees are negotiable at the firm's discretion. Employees and related family accounts are generally handled on a no-fee basis.