Prosper Financial Management is a registered investment advisor based in Colorado Springs, Colorado, owned and operated by Richard G. Pearce, Jr. The firm has been in business for sixteen years and offers personalized financial planning and investment management services tailored to each client's specific financial situation, goals, and risk tolerance. Prosper Financial Management assists clients with retirement planning, cash flow analysis, insurance evaluation, and portfolio oversight utilizing fundamental and technical analysis. Depending on the client's needs, investment strategies range from buy-and-hold with annual rebalancing to tactical asset allocation and individual security selection. The firm does not participate in bundled fee programs and works with clients on an hourly, flat-fee, or percentage-of-portfolio basis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $2.0M | 1.00% |
| $2.0M - $4.0M | 0.90% |
| $4M+ | 0.80% |
Rates shown are for individual security selection strategies (the highest standard rate schedule). Buy-and-hold strategies start at 0.50% and tactical allocation starts at 0.70%. Fees are negotiable.