Gwendolyn J. Floyd, CPA, CFP® is a registered investment advisor based in Hull, Massachusetts, offering comprehensive financial planning and consulting services. The firm does not manage investment portfolios or buy and sell securities on behalf of clients, but instead focuses on developing personalized financial plans, retirement projections, tax strategies, estate planning, and insurance analysis. Advice is tailored to each client's individual needs and risk tolerance, often emphasizing low-cost, tax-efficient mutual funds and exchange-traded funds. Gwendolyn J. Floyd also operates an accounting firm offering tax preparation and accounting services, spending a significant portion of time on tax-related work, though clients are never required to use those accounting services.
Fee Structure
- Hourly consulting — $350 per hour for general financial planning or specific advice
- Fixed annual fee — Typically ranges from $11,200 to $16,800 paid in quarterly installments, covering ongoing comprehensive planning and advice
- Fixed project fee — Based on estimated hours multiplied by the $350 hourly rate for a specific financial planning project or written plan