Howard Financial & Wealth Management provides comprehensive financial planning, alternative investment management, and access to third-party money managers. Founded in 2010 and based in Bakersfield, California, the firm helps individuals and families navigate retirement, taxes, estate planning, and trust services. Howard Financial & Wealth Management offers tiered financial planning services ranging from basic problem-solving to secure cloud vaulting and detailed plan analysis. For investment management, Howard Financial & Wealth Management connects clients with specialized third-party firms like Gradient Investments and Wealth TEAMS Alliance, while also offering direct management of alternative investments such as first trust deeds. The firm prides itself on taking a personalized approach to each client's financial goals and objectives.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Third-party management fees through Gradient Investments range from 1.00% to 2.15% total annual fees depending on the portfolio strategy selected, with Howard Financial & Wealth Management receiving between 0.60% and 1.00%. Alternative real estate investments are charged at 1.00% annually.