Fund Direct Advisors INC.

Fund Direct Advisors manages investment portfolios for individual investors and retirement plans. The firm builds diversified portfolios primarily using mutual funds and exchange-traded funds, and can also include individual stocks and bonds upon request. Fund Direct Advisors utilizes specialized software to screen, select, and monitor investments on a quarterly basis, matching portfolios to each client's specific time horizon and risk tolerance. In addition to investment management, Fund Direct Advisors may perform project work such as financial planning, mutual fund searches, fiduciary studies, allocation studies, and expense studies.