CGC Financial Services manages investment portfolios and provides personalized financial planning for individuals, families, businesses, and retirement plans. CGC Financial Services builds customized portfolios using a tactical asset allocation strategy, actively adjusting investments to navigate changing market conditions while keeping each client's unique risk tolerance and tax situation in mind. The firm offers both discretionary portfolio management, where advisors make trades without needing prior approval, and non-discretionary management, where clients approve trades beforehand. In addition to managing investments, CGC Financial Services creates comprehensive financial plans covering retirement, education savings, estate planning, and tax considerations. The firm primarily serves individuals, trusts, estates, pension plans, and business entities, generally requiring an account minimum of $750,000.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.15% |
| $250K - $500K | 1.00% |
| $500K - $1.0M | 0.95% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $5.0M | 0.80% |
| $5.0M - $10.0M | 0.60% |
| $10.0M - $25.0M | 0.55% |
| $25M+ | 0.35% |
Fees are generally not negotiable.