CDP Financial Group, LLC offers personalized investment portfolio management, financial planning, and business continuity planning for individuals, retirement plans, trusts, estates, and business entities. Founded in October 2010 and owned by Brian J. Perkins, the firm builds customized portfolios primarily using no-load or load-waived mutual funds, diversified across various stock and bond asset classes. CDP Financial Group consults with clients to determine their investment objectives, risk tolerance, time horizon, and constraints before managing accounts with the authority to make trades without asking first. In addition to investment management, the firm provides portfolio consulting and comprehensive financial planning covering estate planning, retirement planning, education planning, tax planning, and insurance needs. Clients can also receive investment implementation through an affiliated broker-dealer, Emerson Equity LLC, on a commission basis if they choose.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $250K | 1.50% |
| $250K - $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1M+ | 0.75% |
Fees are negotiable based on risk level, fluctuating account size, distribution needs, and client tenure.