Steward Advisors is a registered investment advisor founded in 2011, located in Chicago, Illinois. The firm offers two primary services: private portfolio management and financial planning. Private portfolio management involves building personalized portfolios using exchange-traded funds, mutual funds, individual stocks, and bonds tailored to each client's risk tolerance and financial goals. Portfolios are periodically rebalanced, and clients receive quarterly performance reports. Financial planning covers ten key areas, including goal setting, net worth statements, cash flow reviews, tax planning, risk tolerance assessments, investment advice, risk management reviews, estate plan reviews, retirement planning using Monte Carlo statistical analysis, and college funding planning. For investment management clients with portfolios over $600,000, financial planning is included at no additional cost. Clients with smaller portfolios can pay for planning on an hourly basis or through a negotiated retainer. Standalone comprehensive financial plans are also available for clients without managed portfolios. The firm works with individuals, businesses, trusts, estates, charitable organizations, and retirement plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.1M | 1.00% |
| $1.1M - $2.2M | 0.75% |
| $2.2M - $5.5M | 0.50% |
| $5.5M - $11.0M | 0.35% |
| $11M+ | 0.25% |
All fees are subject to negotiation. Financial planning is included for clients with over $600,000 in assets under management.
