Geremia Financial Services is a registered investment advisor based in Edison, New Jersey, offering comprehensive financial planning and investment management services. The firm builds tailored portfolios primarily using individual equity securities, exchange-traded funds, and options, while incorporating strategies like fundamental, technical, and cyclical analysis. Geremia Financial Services operates as a wrap fee program sponsor, meaning clients pay a single annualized fee that covers both investment management and brokerage transactions. In addition to portfolio management, the firm integrates comprehensive financial planning covering cash flow needs, tax considerations, and insurance matters into its core services. Geremia Financial Services serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities.
Fee Structure
Geremia Financial Services offers investment management through a bundled wrap fee program, where clients pay a single annualized fee based on the total value of their portfolio. Financial planning services are included at no separate charge as part of this investment management. Specific fee percentages are detailed in a separate wrap fee brochure, and the firm may negotiate fees based on factors such as account size, anticipated future assets, and account composition.