Golden Retirement Advisors (GRA) offers retirement planning services, focusing on maximizing dependable retirement income. GRA's core offering is a Plan for Retirement Income, integrating investments and fixed payout annuities. GRA uses proprietary software and analytics to conduct retirement income planning. GRA may recommend an investment platform and portfolios, but clients retain complete discretion over investment decisions. GRA also offers ongoing plan management and retirement income consulting services on an hourly basis.
Fee Structure
GRA offers ongoing plan management services, including monitoring and updating your plan, performance monitoring of model portfolios, and advice on managed withdrawals. The monthly fees are:
- Under $500,000 in savings applied to the plan: $50/month
- $500,000 to $1,000,000 in savings applied to the plan: $75/month
- Over $1,000,000 in savings applied to the plan: $100/month
These fees may be increased during the first two years by any hourly fees for retirement income consulting that have been deferred.
GRA provides one hour of free consultation to develop a customized Plan for Retirement Income. If the complexity of your situation requires more than one hour, GRA may charge hourly rates for its services. GRA also offers retirement income planning services on an hourly basis for updates to a plan and retirement planning advice, such as tax management strategies, Social Security claiming strategies, and legacy and long-term care planning.