Gasber Financial Advisors, Inc. is a registered investment advisor founded in 1995, operating as a fee-only firm. Gasber Financial Advisors provides personalized financial planning and investment management services to individuals, families, business owners, retirees, trusts, estates, and non-profit organizations. The firm also serves retirement plans such as pensions and profit-sharing plans. Gasber Financial Advisors uses evidence-based strategies, index funds, and exchange-traded funds to construct globally diversified portfolios tailored to each client's specific objectives and risk tolerance, which are documented in a written Investment Policy Statement. In addition to investment management, Gasber Financial Advisors offers standalone financial planning covering areas such as retirement planning, tax strategies, insurance analysis, estate planning, and cash flow management. Wealth management services combine ongoing financial planning with portfolio management. Clients grant Gasber Financial Advisors the authority to make trades on their behalf without prior consultation through limited discretionary agreements, while account custody is maintained with independent third-party brokers such as Charles Schwab.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.00% |
| $1.0M - $2.0M | 0.75% |
| $2.0M - $5.0M | 0.60% |
| $5.0M - $10.0M | 0.30% |
| $10M+ | 0.20% |
Qualified retirement plans have a separate fee schedule ranging from 0.90% to 0.30% with a $5,000 annual minimum fee. Certain clients may pay different fees under legacy schedules.