Transparent 401K provides investment consulting and strategic advice to retirement plans and their administrators. Services include evaluating existing plans, selecting investments, monitoring performance, consulting on plan design, and vendor searches. Transparent 401K also advises plan participants on investment strategies within their 401(k) plans, focusing on education and considering their age, risk tolerance, and retirement goals. Transparent 401K does not manage participant accounts, but provides advice on where to invest.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $3.5M | 0.50% |
| $3.5M - $5.0M | 0.40% |
| $5.0M - $30.0M | 0.25% |
| $30M+ | 0.20% |
Fees may be negotiable. Transparent 401K may direct clients to BluePointe Capital Management, LLC or VIE Invest, LLC. The total fee for BluePointe is up to 1.50% (Transparent 401K's fee is 0.20% and BluePointe's fee is up to 1.30%). The total fee for VIE Invest is up to 1.50% (Transparent 401K's fee is 0.50% and VIE Invest's fee is up to 1.0%).